85 years of saving people money on car insurance with affordable rates and personalized service.
We all need auto insurance, and the best place to start is with a free car insurance quote. Whether you're looking for affordable car insurance rates, personalized vehicle coverage, or great service, GEICO has you covered for it all!
You may be able to get car insurance discounts for features that are standard on newer cars like having air bags and anti-lock brakes.
You could save money when you combine property insurance with your car insurance policy.
GEICO has several discount opportunities for car insurance including savings for good students with a grade average B+, federal employees, or safe drivers.
GEICO makes it easy to customize your car insurance to fit your needs.
These coverages vary by state. They often pay for damages or injuries to other people and/or their property caused by an accident for which you're found at fault. They may also include protection for injuries you sustain in an accident.
Although these coverages may not be required, they can provide you with an extra layer of protection for your vehicle. Additionally, this coverage extends beyond just vehicle damage. These types of auto insurance coverages normally take care of damages and/or injuries to you and your property.
To get your free, personalized car insurance quote faster make sure to have:
During your car insurance quote:
To best compare car insurance quotes from different companies, make sure to select the same:
That way, you'll get a full picture of what each car insurer is offering.
If you own a car, you need auto insurance. A car insurance policy helps provide financial protection for you, and possibly for others if you're involved in an accident. All it takes is a few minutes to get a personalized car insurance quote with great rates, discounts, and options available to you.
Yes, state laws set the minimum for what type and amount of coverage people need for auto insurance, but that doesn't mean it's enough for you. We're here to help you find the right coverages for you. That's why we've made it easy to personalize your car insurance.
These often pay for damages or injuries to other people and/or their property caused by an accident for which you're found at fault.
The amount of protection for these coverages can be increased above state minimums.
Although these may not be required, they can provide you with an extra layer of protection. These coverages normally take care of damages and/or injuries to you and your property.
A few things to think about here would be would you be able to pay to repair or replace your vehicle if it's damaged from an accident? Would you need a rental while your car is being repaired due to a covered accident?
We get it. Car insurance isn't the easiest thing. We're here to help answer any questions you may have, such as:
Our coverage calculator can help answer these questions and more.
Although, price is important, service is what you pay for. So, whether you need to make an update to your auto insurance, file a claim, or just have questions about your insurance policies, we can help.
Benefits of GEICO Car Insurance coverage:
You can't please everyone, but it doesn't hurt to try. We're committed to:
It's one of the ways we're working to make car insurance simple, quick, and easy.
Scan this QR code and download the GEICO mobile app.
We're dedicated to making car insurance easier in our app and online with:
Our focus is on creating and improving the things important to you. Need help? You can also use the GEICO Mobile app to access our virtual assistant or chat with us about your car insurance needs.
GEICO auto insurance agents are here to help:
Accidents can be stressful. We work to make your car insurance easy.
Add Emergency Road Service coverage to your car insurance policy to help with:
To best compare car insurance quotes from different providers, ensure you select the same coverage, policy limit, and deductible amount. This approach will provide you with a comprehensive view of each insurer's offerings. Start by getting a car insurance quote from GEICO.
How quickly can I get car insurance coverage?With GEICO, you can typically get car insurance coverage in a matter of minutes. All you need to do is contact an agent or visit our website or mobile app and fill out an application. Be prepared to provide details about your vehicle, driving history, and personal information. Once you've completed the application, chosen your coverage, and made your first payment, your coverage begins on the date specified in the policy.
Find your state's car insurance requirements.Car insurance is required in almost every U.S. state, with some limitations and unique exceptions. To check your state requirements and determine your auto insurance needs, check out our state car insurance guide.
How could I save money on car insurance?There are several ways you could save money on your car insurance. These can include considering vehicle safety features and reviewing existing car insurance coverages.
What factors influence the cost of car insurance?Your auto insurance policy consists of multiple car insurance coverages. Coverages provide protection in different situations. Coverages have different limits and may have deductibles. Specific coverages and limits may also be required by a lienholder or lender.
What is typically not covered by personal car insurance?Yes, we offer Accident Forgiveness (not available in CA, CT, and MA) to help keep your insurance rates affordable. In most states GEICO Accident Forgiveness*** can be earned or purchased. In other words, if eligible you may be able to get Accident Forgiveness for free or buy it as an upgrade to your policy.
What auto insurance payment methods and plans are available?GEICO offers flexible ways to pay your car insurance bill, including various payment methods and installment plans. You can determine the best car insurance payment option for you and we'll provide the details.
Does car insurance cover rental cars?Your auto insurance may provide coverage for rental cars. To find out, call GEICO to see if rental cars are covered by your current auto insurance policy.
You can also call the credit card company you will be using to pay for the car rental. Some credit cards provide additional coverage, but make sure you understand the terms and conditions involved, including any limitations on the type and amount of coverage.
Can I talk to a local GEICO agent near me about car insurance?We have many GEICO local agents across the country ready to help you with your car insurance needs. Find one near you.
*Average savings amount based on national GEICO New Policyholder survey data through January 2024.
**Customer satisfaction based on an independent study conducted by Alan Newman Research, 2023.
***Free Accident Forgiveness applies to qualifying drivers who have been accident-free for five years or more. It may not apply to drivers under 21 years of age.
Accident Forgiveness applies only to your first accident. Your insurance rate won't go up as a result of your first otherwise surchargeable, at-fault accident. Subsequent occurrences do not qualify for Accident Forgiveness. Accident Forgiveness eligibility is determined by your specific policy type, as well as your state laws and regulations. Terms vary according to state law.
In North Carolina, Emergency Road Service (ERS) is called Towing and Labor Coverage. Services offered may vary by state.
GEICO is a registered service mark of Government Employees Insurance Company, Washington, DC 20076, a Berkshire Hathaway Inc. subsidiary. © 2024 GEICO
