Travel Medical Insurance for RBC Clients 1

Protect yourself with unlimited coverage for eligible emergency medical expenses 2 and 24/7 assistance.

Essential Coverage for Canadian Travellers

Classic Medical Plan

Single Trip: Ages 0-64
Multi-Trip: Ages 0-64

For travellers who need emergency medical coverage for trips outside their home province or territory.

• Unlimited emergency medical 2
• Direct payment of emergency medical bills 4
• 24-hour worldwide emergency medical assistance
• No deductible payment required

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• No health questions required
• Stable Definition opens in new window pre-existing medical conditions are covered 3
• Single trip and multi-trip annual plan options opens in new window
• 9-, 16-, 30- and 60-day trip duration options available for multi-trip annual plans (call for 30- and 60-day options)
• Family plan pricing available

Insurance Documents:

For complete coverage details, limitations and exclusions, see:

• Classic Medical (Single Trip) Opens PDF in a new window
  • Classic Medical (Single Trip) Quebec Documents Opens PDF in a new window
  • Classic Medical (Multi-Trip Annual) Quebec Documents Opens PDF in a new window

  TravelCare ® Medical Plan

  Single Trip: Ages 65+
  Multi-Trip: Ages 65+

  For travellers age 65 and up who need emergency medical coverage for trips outside their home province or territory.

  • Unlimited emergency medical 2
  • Direct payment of emergency medical bills 4
  • 24-hour worldwide emergency medical assistance
  • A few health questions are required

  See More See Less

  • Stable Definition opens in new window pre-existing conditions may be covered depending on the TravelCare Category opens in new window for which you qualify
  • Single trip and multi-trip annual plan options opens in new window
  • 9-, 16-, 30- and 60-day trip duration options available for multi-trip annual plans (call for 30- and 60-day options)

  Insurance Documents:

  For complete coverage details, limitations and exclusions, see:

  • TravelCare Medical (Single Trip) Opens PDF in a new window
    • TravelCare Medical (Single Trip) Quebec Documents Opens PDF in a new window
    • TravelCare Medical (Multi-Trip Annual) Quebec Documents Opens PDF in a new window

    4-Day Getaway Multi-Trip Annual Medical Plan

    For travellers who want the ability to take unlimited quick trips outside their home province or territory in the next year for one low price.

    • Unlimited emergency medical 2
    • Direct payment of emergency medical bills 4
    • 24-hour worldwide emergency medical assistance

    See More See Less

    • No medical questions and no health exam
    • Stable Definition opens in new window pre-existing conditions are covered
    • Family plan pricing available (to age 59)

    Insurance Documents:

    For complete coverage details, limitations and exclusions, see:

    • 4-Day Getaway Multi-Trip Annual Medical Plan Opens PDF in a new window
    • 4-Day Getaway Multi-Trip Annual Medical Plan Quebec Documents Opens PDF in a new window

    Get a Quote

    Make sure you have the right travel insurance—get an online quote or call the Enrollment Centre.

    Get a Quote for Travel Insurance. Opens in a new window

    Have an RBC Royal Bank credit card with travel coverage?

    If you’re using an RBC Royal Bank credit card to pay for your trip in full, see if your card provides enough coverage for your trip.

    View Legal Disclaimers Hide Legal Disclaimers

    RBC client is defined as a client of the RBC Companies or a spouse or child(ren) of a client.

    This insurance is subject to a maximum of $20,000 if you do not have valid government health plan coverage in force for the full length of your trip.

    Condition(s) must be stable for 90 days before the effective date of the coverage. For complete coverage details, limitations and exclusions, see the policy document.

    Whenever possible, we will arrange direct billing of eligible medical expenses covered under your insurance policy, which can help reduce your stress and hassle.

    Condition(s) must be stable Definition opens in new window for 90 days before the effective date of the coverage. If you are age 60 and older, condition(s) must be stable Definition opens in new window for 180 days before the effective date of the coverage. For complete coverage details, limitations and exclusions, see the insurance document.

    "Bon Voyage, But. Essential Information for Canadian Travellers." http://travel.gc.ca external site opens in new window . Government of Canada. Foreign Affairs, Trade and Development Canada. http://travel.gc.ca/travelling/publications/bon-voyage-but#before external site opens in new window . March 2, 2015. Web. October 8, 2015.

    RBC Insurance. 2015.

    Travel HealthProtector Has Been Replaced with New and Improved Coverage!

    On May 1, 2020, we replaced Travel HealthProtector insurance with a new travel insurance product lineup.

    RBC clients 1 can now enjoy:

    • More choice, including robust travel insurance packages and travel medical plans
    • Trip cancellation and interruption insurance as part of a package or stand-alone plan
    • A shorter and simpler medical questionnaire (for clients age 65 and older vs. age 60 and older)

    1) RBC client is defined as a client of the RBC Companies or a spouse or child(ren) of a client.